{"id":41401,"date":"2024-08-01T05:04:57","date_gmt":"2024-08-01T10:04:57","guid":{"rendered":"https:\/\/www.casino.org\/blog\/?p=41401"},"modified":"2024-08-02T10:49:05","modified_gmt":"2024-08-02T15:49:05","slug":"financial-hangovers-study","status":"publish","type":"post","link":"https:\/\/www.casino.org\/blog\/financial-hangovers-study\/","title":{"rendered":"US &amp; Canada\u2019s Financial Hangovers: A Post-Night Out Spending Study\u00a0"},"content":{"rendered":"\n<p><em>Oof<\/em>, the hangover after a long night out never gets easier. But the real kicker? The \u2018<em>financial hangover<\/em>\u2019. You know, the dread of checking your bank account the next morning. That harsh <em>reality check<\/em> revealing how much you spent on McDonald\u2019s and cocktails, making you wonder, \u2018Did I really need that extra round of drinks?\u2019&nbsp;&nbsp;<\/p>\n\n\n\n<p>Some may argue that financial hangovers are worse than physical hangovers, as it induces stress and anxiety that can linger for days. This led us to conducting a nationwide survey of 3,000 Americans and 3,000 Canadians to analyze their experiences with financial hangovers; and which states and provinces\/territories experience these hangovers the most. &nbsp;<\/p>\n\n\n\n<p><strong>Key Findings:<\/strong>&nbsp;<\/p>\n\n\n\n<ul>\n<li>Nearly <strong>3 in 4<\/strong> Americans and Canadians experience anxiety when checking their bank accounts after a night out&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul>\n<li>88% of both Americans and Canadians regret their spending decisions the morning after&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul>\n<li>On average, <strong>Americans wait 2.4 days<\/strong> before checking their bank account post-night out, while <strong>Canadians wait 2.8 days<\/strong>&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul>\n<li><span style=\"text-decoration: underline;\">US:<\/span> <strong>Oregon ranks #1 for financial hangovers<\/strong>, with 94.4% of residents having experienced it&nbsp;<\/li>\n<\/ul>\n\n\n\n<ul>\n<li><span style=\"text-decoration: underline;\">CA:<\/span> <strong>Newfoundland and Labrador ranks #1 in financial hangovers<\/strong>, with 84% of residents having experience it<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>America\u2019s financial hangover: The anxiety of post-night out spending&nbsp;<\/strong>\ud83d\udcb8&nbsp;\ud83d\ude05<\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/www.casino.org\/blog\/wp-content\/uploads\/US_CA_Bank_Account_Hangover_01_IG.png\" target=\"_blank\" rel=\"noreferrer noopener\"><img loading=\"lazy\" decoding=\"async\" width=\"2000\" height=\"2828\" src=\"https:\/\/www.casino.org\/blog\/wp-content\/uploads\/US_CA_Bank_Account_Hangover_01_IG.png\" alt=\"\" class=\"wp-image-41408\" srcset=\"https:\/\/www.casino.org\/blog\/wp-content\/uploads\/US_CA_Bank_Account_Hangover_01_IG.png 2000w, https:\/\/www.casino.org\/blog\/wp-content\/uploads\/US_CA_Bank_Account_Hangover_01_IG-647x914.png 647w, https:\/\/www.casino.org\/blog\/wp-content\/uploads\/US_CA_Bank_Account_Hangover_01_IG-1100x1555.png 1100w, https:\/\/www.casino.org\/blog\/wp-content\/uploads\/US_CA_Bank_Account_Hangover_01_IG-480x679.png 480w, https:\/\/www.casino.org\/blog\/wp-content\/uploads\/US_CA_Bank_Account_Hangover_01_IG-840x1188.png 840w, https:\/\/www.casino.org\/blog\/wp-content\/uploads\/US_CA_Bank_Account_Hangover_01_IG-420x594.png 420w\" sizes=\"(max-width: 2000px) 100vw, 2000px\" \/><\/a><\/figure>\n\n\n\n<p><strong>3 in 4 Americans admit to feeling anxious when checking their bank accounts<\/strong> after a night out. Over half (52%) occasionally experience financial hangovers, stressing about their spending the next day \u2013 or 3!&nbsp;&nbsp;<\/p>\n\n\n\n<p>On average, <strong>Americans wait 2.4 days before checking their bank accounts<\/strong>, avoiding the dreaded (wallet) shock from their night out spending. With <strong>88.7%<\/strong> admitting they <strong>regret their purchasing decisions<\/strong> the morning after and 44% forgetting how much they spent, it\u2019s no wonder they dodge those bank statements.&nbsp;&nbsp;<\/p>\n\n\n\n<p>Our respondents say <strong>spending about $250 would make them anxious<\/strong> when checking their bank accounts. While half (50.7%) set a budget for their night out expenses, 35% don\u2019t stick to it. Regardless of their budgeting habits, <strong>68% actively avoid checking their bank accounts<\/strong> during the night to stall the financial hangover.&nbsp;&nbsp;<\/p>\n\n\n\n<p>So, what\u2019s causing Americans\u2019 financial hangovers after a night out?<strong> Food is the #1 culprit<\/strong>, as it\u2019s gobbling up 41.4% of their spending. Drinks rank #2 place overall, followed by activities (group events, games, etc.) in #3 place. Transportation (Ubers, etc.) comes in #4 place at 4.6%. And for the \u2018other\u2019 category of respondents (3.3%), their night was such a blur that they can\u2019t remember! &nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Which state experiences financial hangovers the most? <\/strong>\ud83c\udfc6<\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/www.casino.org\/blog\/wp-content\/uploads\/US_CA_Bank_Account_Hangover_03_IG.png\" target=\"_blank\" rel=\"noreferrer noopener\"><img loading=\"lazy\" decoding=\"async\" width=\"2000\" height=\"2641\" src=\"https:\/\/www.casino.org\/blog\/wp-content\/uploads\/US_CA_Bank_Account_Hangover_03_IG.png\" alt=\"\" class=\"wp-image-41410\" srcset=\"https:\/\/www.casino.org\/blog\/wp-content\/uploads\/US_CA_Bank_Account_Hangover_03_IG.png 2000w, https:\/\/www.casino.org\/blog\/wp-content\/uploads\/US_CA_Bank_Account_Hangover_03_IG-1100x1453.png 1100w, https:\/\/www.casino.org\/blog\/wp-content\/uploads\/US_CA_Bank_Account_Hangover_03_IG-480x634.png 480w, https:\/\/www.casino.org\/blog\/wp-content\/uploads\/US_CA_Bank_Account_Hangover_03_IG-840x1109.png 840w, https:\/\/www.casino.org\/blog\/wp-content\/uploads\/US_CA_Bank_Account_Hangover_03_IG-420x555.png 420w\" sizes=\"(max-width: 2000px) 100vw, 2000px\" \/><\/a><\/figure>\n\n\n\n<p>Oregon or <em>Oh-No-<\/em>regon? <strong>Oregon ranks #1 for financial hangovers<\/strong>, with 94.4% of residents admitting they have felt anxious when checking their bank accounts. Unlike the national average, Oregonians can\u2019t wait more than a day before facing the music, with 92.3% regretting their spending decisions. Over half (55.5%) wake up with no clue how much they dished the night before and seeing $104.20 spent will make them cringe. Their biggest wallet busters? It\u2019s a tie between food and drinks!&nbsp;&nbsp;<\/p>\n\n\n\n<p><strong>Kansas and Virginia tie for #2 place in financial hangovers<\/strong>, with 81.8% of residents feeling that post-spending pain. Kansans tend to wait an average of 1.7 days to peek at their accounts, while Virginians procrastinate a tad bit longer, holding off for 3.3 days. Despite the delays, both Kansans (88.9%) and Virginians (87.9%) regret their spending choices the morning after. For Virginians, a hefty $255.67 is enough to send shivers down their spine; for those in Kansas, just $109.54 can trigger major anxiety. Perhaps it\u2019s time for Kansas to curb their late-night munchies and cocktails for Virginians.&nbsp;<\/p>\n\n\n\n<p>Just above Oregon, <strong>Washington ranks #3 in financial hangovers<\/strong>. About 81.6% of Washingtonians experience the dreaded anxiety of looking at their bank accounts, typically after waiting 2.2 days. With 8 in 10 residents regretting their choices, it\u2019s no wonder why they suffer from a strong case of financial hangovers. Maybe it\u2019s time for them to start \u2018<em>Watching<\/em>(ton)\u2019 their night out spending habits to avoid those morning-after regrets!&nbsp;&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>I\u2019m the problem, it\u2019s me: Canada\u2019s night out aftermath&nbsp;<\/strong>\ud83d\udcb8&nbsp;\ud83d\ude05<\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/www.casino.org\/blog\/wp-content\/uploads\/US_CA_Bank_Account_Hangover_02_IG.png\" target=\"_blank\" rel=\"noreferrer noopener\"><img loading=\"lazy\" decoding=\"async\" width=\"2000\" height=\"2828\" src=\"https:\/\/www.casino.org\/blog\/wp-content\/uploads\/US_CA_Bank_Account_Hangover_02_IG.png\" alt=\"\" class=\"wp-image-41409\" srcset=\"https:\/\/www.casino.org\/blog\/wp-content\/uploads\/US_CA_Bank_Account_Hangover_02_IG.png 2000w, https:\/\/www.casino.org\/blog\/wp-content\/uploads\/US_CA_Bank_Account_Hangover_02_IG-647x914.png 647w, https:\/\/www.casino.org\/blog\/wp-content\/uploads\/US_CA_Bank_Account_Hangover_02_IG-1100x1555.png 1100w, https:\/\/www.casino.org\/blog\/wp-content\/uploads\/US_CA_Bank_Account_Hangover_02_IG-480x679.png 480w, https:\/\/www.casino.org\/blog\/wp-content\/uploads\/US_CA_Bank_Account_Hangover_02_IG-840x1188.png 840w, https:\/\/www.casino.org\/blog\/wp-content\/uploads\/US_CA_Bank_Account_Hangover_02_IG-420x594.png 420w\" sizes=\"(max-width: 2000px) 100vw, 2000px\" \/><\/a><\/figure>\n\n\n\n<p>About <strong>74% of Canadians admit they get anxiety when checking their bank accounts<\/strong> after a night out. Half (50.4%) of our respondents occasionally experience financial hangovers, while 15% deal with these feelings every single night out! Bit rough out here, eh?&nbsp;&nbsp;<\/p>\n\n\n\n<p><strong>Canadians tend to wait an average of 2.8 days<\/strong> before mustering up the courage to view their bank accounts post-night out. Why? <strong>88.4% typically regret their spending decisions <\/strong>the morning after; and<strong> 6 in 10 Canadians wake up forgetting how much they spend<\/strong> the night before! No wonder they\u2019re willing to wait up to 3 days for their reality check!\u00a0\u00a0<\/p>\n\n\n\n<p>The magic <strong>number that makes Canadians feel anxious<\/strong> about their previous night\u2019s spending is <strong>$232 (CAD)<\/strong>. Unlike their American neighbors who do set a budget, 54.6% of Canadians don\u2019t! Despite their budgeting habits, <strong>3 in 4 Canadians avoid checking their bank accounts all throughout the night<\/strong>.&nbsp;&nbsp;<\/p>\n\n\n\n<p><strong>Food is the #1 financial hangover culprit for Canadians, according to 44.6%<\/strong> \u2013 can\u2019t resist the late-night poutine, eh? Drinks follow #2 at 37.5%, with activities in #3 place. Transportation ranks #4, while those in the \u2018other\u2019 category (2.2%) simply can\u2019t remember due to all the drinks they\u2019ve had!&nbsp;&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Provinces and territories financial hangover rankings <\/strong>\ud83c\udfc6&nbsp;<\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/www.casino.org\/blog\/wp-content\/uploads\/US_CA_Bank_Account_Hangover_04_IG.png\" target=\"_blank\" rel=\"noreferrer noopener\"><img loading=\"lazy\" decoding=\"async\" width=\"2000\" height=\"2582\" src=\"https:\/\/www.casino.org\/blog\/wp-content\/uploads\/US_CA_Bank_Account_Hangover_04_IG.png\" alt=\"\" class=\"wp-image-41411\" srcset=\"https:\/\/www.casino.org\/blog\/wp-content\/uploads\/US_CA_Bank_Account_Hangover_04_IG.png 2000w, https:\/\/www.casino.org\/blog\/wp-content\/uploads\/US_CA_Bank_Account_Hangover_04_IG-1100x1420.png 1100w, https:\/\/www.casino.org\/blog\/wp-content\/uploads\/US_CA_Bank_Account_Hangover_04_IG-480x620.png 480w, https:\/\/www.casino.org\/blog\/wp-content\/uploads\/US_CA_Bank_Account_Hangover_04_IG-840x1084.png 840w, https:\/\/www.casino.org\/blog\/wp-content\/uploads\/US_CA_Bank_Account_Hangover_04_IG-420x542.png 420w\" sizes=\"(max-width: 2000px) 100vw, 2000px\" \/><\/a><\/figure>\n\n\n\n<p><strong>Ranking #1 for financial hangovers is Newfoundland and Labrador<\/strong>, where 84% of residents admit to feeling the pain. Their hangovers are so intense that they wait an average of 4 days to peek at their bank accounts after a big night out, leaving 89% in deep regret. Over half (52%) have woken up with no memory of how much they spent \u2013 probably for the best, as $246 can send shivers down their spines. Unlike the rest of the nation, drinks are the top culprit for N.L.\u2019s spending sprees, according to 48%. Talk about a <em>brew<\/em>-tal hangover!&nbsp;&nbsp;<\/p>\n\n\n\n<p><strong>Coming in at #2, New Brunswick<\/strong> residents know the sting of morning-after financial regrets all too well. About 83.9% have experienced financial hangovers, plus 100% admit to regretting their spending decisions. Like their neighbors in N.L., they wait 4 days before facing their bank accounts. It only takes a night of spending $186.77 (-20% less than the national average) for N.B. to dread checking their balance. Evidence points to food taking up 42% of their night out spending. Can\u2019t resist a midnight Harvey\u2019s burger, eh?&nbsp;<\/p>\n\n\n\n<p><strong>Taking the bronze in financial hangovers is Alberta<\/strong>, where 81.4% of residents have faced the dread morning-after woes one too many times. Unlike N.L. and N.B., Albertans wait an average of 2.8 days to tackle their financial regrets. With 95% admitting to regretting their night-out choices, it\u2019s no surprise that spending an average of $233.08 gives them serious anxiety the next day. Almost half (45%) of Albertans blame food as the main source of their pricey hangovers.&nbsp;&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Financial hangovers (Viva Las Vegas edition)<\/strong>&nbsp;\ud83c\udfb0\ud83e\udd11\ud83c\udf03\u2728<\/h2>\n\n\n\n<p>It\u2019s all fun and games in Sin City until the bill comes due! Of the 48% of Americans who have been to Las Vegas, 35% woke up with a strong case of financial hangover after a night of slot machines. Similarly, of the 34% of Canadians who made the trip down to the Strip, 34% faced the same bank account woes. What happens in Vegas doesn\u2019t always stay in Vegas \u2013 sometimes it follows you home to your bank account!&nbsp;&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>The final coin-clusion<\/strong>&nbsp;\ud83d\udcb0\ud83d\udcad<\/h2>\n\n\n\n<p>While a physical hangover hurts for a day or two, the financial hangover has proven to sting longer. In the end, our two nationwide surveys reveal the painful truth: <strong>3 in 4 Americans and Canadians experience financial hangovers when checking their bank accounts after a night out<\/strong>. So, next time you hit the town, maybe think twice before ordering that extra round \u2013 your bank account and future self will thank you!&nbsp;&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Methodology<\/strong>&nbsp;<\/h2>\n\n\n\n<p>In July 2024, we surveyed 3,000 Americans and 3,000 Canadians about their financial hangover experiences through a series of questions.&nbsp;&nbsp;<\/p>\n\n\n\n<p>The average age of American respondents was 36.6 years old. The representative sample comprised of 60% female, 37.4% male, 1.7% non-binary, and 0.8% transgender.&nbsp;&nbsp;<\/p>\n\n\n\n<p>The average age of Canadian respondents was 33.8 years old. The representative sample comprised of 52.5% female, 44.9% male, 2.4% non-binary, and 0.2% transgender.&nbsp;<\/p>\n\n\n\n<p>The following states were not accounted for due to an insufficient amount of data: Alaska, Delaware, D.C., Hawaii, Idaho, Montana, New Mexico, North Dakota, Rhode Island, South Dakota, Utah, Vermont, and Wyoming.<\/p>\n\n\n\n<p>The following territories were not accounted for due to an insufficient amount of data: Northwest Territories, Nunavut, and Yukon.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Fair use<\/strong>&nbsp;<\/h2>\n\n\n\n<p>Feel free to use the data or visuals on this page for non-commercial purposes. Please be sure to include proper attribution linking back to this page to give credit to the authors.&nbsp;&nbsp;<\/p>\n\n\n\n<p>For any press questions, please contact rhiannon.odonohoe[at]casino.org&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Oof, the hangover after a long night out never gets easier. But the real kicker? The \u2018financial hangover\u2019. You know,&nbsp;&#8230;<\/p>\n","protected":false},"author":98,"featured_media":41403,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[25],"tags":[],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>US &amp; Canada&#039;s Financial Hangovers: Post-Night Out Spending Study<\/title>\n<meta name=\"description\" content=\"3 in 4 Americans and Canadians experience the dreaded financial hangovers after a night out. 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Find out why and where their money gets spent here.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.casino.org\/blog\/financial-hangovers-study\/\" \/>\n<meta property=\"og:site_name\" content=\"Casino.org Blog\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Casino.OrgNews\" \/>\n<meta property=\"article:published_time\" content=\"2024-08-01T10:04:57+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-08-02T15:49:05+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.casino.org\/blog\/wp-content\/uploads\/igor-omilaev-AeMzmxBwS70-unsplash-scaled.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2000\" \/>\n\t<meta property=\"og:image:height\" content=\"2800\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Rhiannon Odonohoe\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@rhi_tweetsPR\" \/>\n<meta name=\"twitter:site\" content=\"@Casino_Org\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Rhiannon Odonohoe\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"8 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.casino.org\/blog\/financial-hangovers-study\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.casino.org\/blog\/financial-hangovers-study\/\"},\"author\":{\"name\":\"Rhiannon Odonohoe\",\"@id\":\"https:\/\/www.casino.org\/blog\/#\/schema\/person\/ffdfa7d36e8f9e9018aeed4d05269675\"},\"headline\":\"US &amp; Canada\u2019s Financial Hangovers: A Post-Night Out Spending Study\u00a0\",\"datePublished\":\"2024-08-01T10:04:57+00:00\",\"dateModified\":\"2024-08-02T15:49:05+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.casino.org\/blog\/financial-hangovers-study\/\"},\"wordCount\":1430,\"publisher\":{\"@id\":\"https:\/\/www.casino.org\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.casino.org\/blog\/financial-hangovers-study\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.casino.org\/blog\/wp-content\/uploads\/igor-omilaev-AeMzmxBwS70-unsplash-scaled.jpg\",\"articleSection\":[\"Infographics\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.casino.org\/blog\/financial-hangovers-study\/\",\"url\":\"https:\/\/www.casino.org\/blog\/financial-hangovers-study\/\",\"name\":\"US & Canada's Financial Hangovers: Post-Night Out Spending Study\",\"isPartOf\":{\"@id\":\"https:\/\/www.casino.org\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.casino.org\/blog\/financial-hangovers-study\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.casino.org\/blog\/financial-hangovers-study\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.casino.org\/blog\/wp-content\/uploads\/igor-omilaev-AeMzmxBwS70-unsplash-scaled.jpg\",\"datePublished\":\"2024-08-01T10:04:57+00:00\",\"dateModified\":\"2024-08-02T15:49:05+00:00\",\"description\":\"3 in 4 Americans and Canadians experience the dreaded financial hangovers after a night out. 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